Mmmmmmmmmmmmm.......fail.

Interesting take in Newsweek with the guilty according to factcheck.org:

* The Federal Reserve, which slashed interest rates after the dot-com bubble burst, making credit cheap.
* Home buyers, who took advantage of easy credit to bid up the prices of homes excessively.
* Congress, which continues to support a mortgage tax deduction that gives consumers a tax incentive to buy more expensive houses.
* Real estate agents, most of whom work for the sellers rather than the buyers and who earned higher commissions from selling more expensive homes.
* The Clinton administration, which pushed for less stringent credit and downpayment requirements for working- and middle-class families.
* Mortgage brokers, who offered less-credit-worthy home buyers subprime, adjustable rate loans with low initial payments, but exploding interest rates.
* Former Federal Reserve chairman Alan Greenspan, who in 2004, near the peak of the housing bubble, encouraged Americans to take out adjustable rate mortgages.
* Wall Street firms, who paid too little attention to the quality of the risky loans that they bundled into Mortgage Backed Securities (MBS), and issued bonds using those securities as collateral.
* The Bush administration, which failed to provide needed government oversight of the increasingly dicey mortgage-backed securities market.
* An obscure accounting rule called mark-to-market, which can have the paradoxical result of making assets be worth less on paper than they are in reality during times of panic.
* Collective delusion, or a belief on the part of all parties that home prices would keep rising forever, no matter how high or how fast they had already gone up.

http://www.newsweek.com/id/161936/output/print

But to me being manipulative and deceitful = good. You just don't understand, I guess.

Re-arrange Helen Keller's furniture?

Wait... an evil spirit...you mean like tequila?

If I already know the answer to a question and I ask others, then I'm being manipulative and deceitful. ;)

If you already know, then why are you asking? O.o

5?

The dreaded undead french kiss.

I don't believe in evil spirits.

My god can beat up your god!!

Agreed about the Bible...

If we make "bad" or "wrong" choices (and recognize them), do we not learn and become smarter each time? Our fear of making bad or wrong choices can stifle our learning and freeze us into all having to be "good" or we'll fry.

Palin can utter so many words....without saying a freaking thing!!