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| Topic: What about the stimulus to stimulate the economy? | |
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You mentioned ridiculous insurance claims.
Are you referring to medical malpractice claims? If so please remember that juries hear those cases and play a large part in determining the amounts rewarded in those cases. Juries made up of men and women just like those of us in these boards. Yes lawyers ask for damages but it's the juries and the insurance companies (when offering to settle) that determine the amount of a reward in most cases. |
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The reality is that even people with seemingly good coverage are without medical resources now. I may be getting the name of the policy/coverage wrong here but I recently heard a report on retired military members who were covered under a program called tri-care. On paper they were covered but there were no doctors that were accepting the coverage. These retirees, many of whom had combat related injuries earned their coverage but cannot get services despite being covered on paper. Politics aside let's look at just one part of the issue logically. if every insurance company had say a single form to fill out think of the savings. Nothing will change as long as the medical lobbies have a say. Their scare tactics and pay offs are costing all of us in premiums, tax dollars and increased costs. Follow the money...the medical lobbies are the ones most opposed to reforms and coverage for all. Know why? Same concept: Doctors that accept state coverage are far and few between. Can you really blame the doctors? No, there are so many regulations set on them just to ensure payment. That payment also, is not as much as a private insurance. 
Yeah, medicare and mainecare pay about 1/5th the cost of a procedure. More often then not the docs end up LOSING money... |
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i just dont like the idea of wage based deductions on your insurance costs. i dont think its fair. for instance wage...are we talking hourly or grossly?? because im telling you in the past two years i have a vast difference in my grossly wage...if only becasue i was too stressed and missed my children too much too work 4 nights a week. so now i only do 2-3. i think that it is the insurance companies need looked into. i think somebodys gotta be taking a cut out of all the money thats getting paid into it. and I also know that many times they find fault in reimbursing hospitals for some reason or other. length of stay is a biggy. I agree that the insurance companies need to be looked into. I also think that one of the reasons for such high insurance rates are because of all of the ridiculous insurance claims. Just the same with your auto, if you file a claim, your insurance goes up. Well, the insurance companies have to take into consideration ALL of the claims made, not just for you, but for everyone. Many people will excessively use their dr or hospital, driving up the bill and therefore driving up insurance costs. |
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I think that if there were MORE insurance companies that were offering coverage plans....you would then see cheaper costs. becasue they would start having to offer more appealing benefits to keep their insurance BUISNESS going.
i mean if your going to go get a hamburger for supper tongiht....where you gonna go?? choices are unlimited. |
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Back to the subject of economy...
I really don't think anyone can be serious about helping or economy out without addressing our aggressive foreign policy. We fund our enemies before attacking them. How does this make sense? We put Alqaeda and Saddam in power. We have funded, trained, and given weapons to both. Just like Iran, Syria, and countless others. Then we start wars with them... We spend over a trillion dollars a year doing this. Imagine what could be funded with THAT money... |
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You mentioned ridiculous insurance claims. Are you referring to medical malpractice claims? If so please remember that juries hear those cases and play a large part in determining the amounts rewarded in those cases. Juries made up of men and women just like those of us in these boards. Yes lawyers ask for damages but it's the juries and the insurance companies (when offering to settle) that determine the amount of a reward in most cases. Not just that, but think of all the people you know (well, I have known some) that will get a common cold and have to go to the Dr or even the Hospital to make sure they will be fine instead of waiting a day or to and see if it clears up. Some people will also have some small scratch and need it to be looked at by a Dr or Hospital - not saying a HUGE GASH, definitely that would need attention, I am just saying sometimes people way over-use the medical. On top of that, yes, the claims. And I hear what you're saying about that. |
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I think that if there were MORE insurance companies that were offering coverage plans....you would then see cheaper costs. becasue they would start having to offer more appealing benefits to keep their insurance BUISNESS going. i mean if your going to go get a hamburger for supper tongiht....where you gonna go?? choices are unlimited. This is the mentallity we as americans should adopt... Kudos
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Back to the subject of economy... I really don't think anyone can be serious about helping or economy out without addressing our aggressive foreign policy. We fund our enemies before attacking them. How does this make sense? We put Alqaeda and Saddam in power. We have funded, trained, and given weapons to both. Just like Iran, Syria, and countless others. Then we start wars with them... We spend over a trillion dollars a year doing this. Imagine what could be funded with THAT money... Man you it hit on the head. Many people forget the late 70s and early 80s. If you create it more than likely it will come back and bite you in the azzz. We over threw one of our greatest achievements. I think more of McCains 100 yr comment the more I think maybe that was the purpose. Two fronts on who?????
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I think that if there were MORE insurance companies that were offering coverage plans....you would then see cheaper costs. becasue they would start having to offer more appealing benefits to keep their insurance BUISNESS going. i mean if your going to go get a hamburger for supper tongiht....where you gonna go?? choices are unlimited. This is the mentallity we as americans should adopt... Kudos
it just seems to me that the insurance groups, the HMOs, and even the pharmaceutical business....have a monopoly on healthcare. it needs to broken down. they should be fighting over getting people on their policies...not have us fighting about insurance premiums and who pays more and how it isnt fair. The majority of us work. we dont mind working for our insurance and paying taxes to help others who are less fortunate. but we all know we are getting ripped off here. |
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Edited by
Unknow
on
Wed 11/12/08 03:22 PM
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I think that if there were MORE insurance companies that were offering coverage plans....you would then see cheaper costs. becasue they would start having to offer more appealing benefits to keep their insurance BUISNESS going. i mean if your going to go get a hamburger for supper tongiht....where you gonna go?? choices are unlimited. This is the mentallity we as americans should adopt... Kudos
it just seems to me that the insurance groups, the HMOs, and even the pharmaceutical business....have a monopoly on healthcare. it needs to broken down. they should be fighting over getting people on their policies...not have us fighting about insurance premiums and who pays more and how it isnt fair. The majority of us work. we dont mind working for our insurance and paying taxes to help others who are less fortunate. but we all know we are getting ripped off here. |
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