Subject above refers,which is more financially intelligent of the two?which would you rather do and under what circumstances?

What I usually do is buy 1 thats about a year, or 2 old. Let someone else take the depriciation in the 1st year or so? If I had a choice like you though? I'd buy outright, as if you pay it on HP then you'll probably be left with a hefty final payment and who wants that?

Wondering whether Obama sells cars also.Obamacar?

runs on hope,and the Teleprompters are Algae-powered!

I 'hate' toy cars,next sample please

I think it's pretty much the same answer for anything purchased - if you can buy it outright, do so. No point burdening yourself with payments over a longer period, especially since you're usually paying extra for the 'convenience', if you can afford to pay all in one go.

myself I buy one outright I hate making payments on anything.If times get hard the car would be the first thing they repossess then you would be in deep trouble with no money and no transportation.

A car is a depreciating asset...Rule of thumb, if you can pay cash, do so...When you take out a loan to buy any depreciating asset, you lose money in two ways, on depreciation as the purchase looses value over time and on the interest you are paying on the loan....Also, when you take out a loan to buy a car, the auto insurance must satisfy the lender because the lender, not you, holds title to the car...If you own your car, you get to decide how you want to insure it...If the bank holds title, they will demand you carry full coverage...

If the interest rate is low enough like say 0% why not finance it? Or the monthly payments. Save that big chunk of change for a rainy day. Well at least that's what I did lol.

Zero interest rate loans are limited in time and end (before the care is paid for) in a ballon payment or a high rate "rollover" loan that makes up for the free time...It's a gimmick used to get people who can't afford the purchase to buy it anyway...Anyone who decides to take a 0% financing deal should read the fine print very carefully....

Well I assume we all go into this knowing the outcome. Do your research, shop around, year end clearance, get the best price possible,put some money down if you need to. My brand new car cost less than the used one I bought. It was worth it to me.

Seriously! I couldn't believe the 2013 car cost lest than the same models that were up to 5 years old. I shopped used first and quickly realized I was better off needing a new one. After all the rebates it came out way less. plus it was still under warranty.

Awesome LuvMe!...After the new models (2014) come out is a super good time to buy last years still new car ...Sounds like you really made a great buy!!

Almost always pays to buy a small home before you buy a car because it can make a huge difference in the amount of interest and insurance rates you pay.

IF you can, always pay cash. I did that but the minute I drove it off the lot, I lost a lot of money. I don't plan on trading it in, so at least I know what I have because when I bought it, it had 12 miles on it.
Just watch out for those unwanted warranties they try to get you to buy without you even realizing what you are doing. They are very sneaky and they try to squeeze every penny out of you.
I took a man with me so they would not think...OH WOW A STUPID WOMAN THAT KNOWS NOTHING ABOUT CARS!! So always think about taking a male friend with you and have them to speak up and try to get the lowest price you can get!!

Ima be the dissenter here. If you have the money and want to pay it off after a year or two go ahead, but drive it awhile first and make sure any servicing /repairs you do will meet your warranty specs. I will also dissent and say I'd recommend buying the dealer service agreement unless you can/want to work on your car yourself.

Sometimes the headache you save may be your own. lol

I don;t recommend paying up front in full cuz once they have your money, they....have your money.

& I'd say the same for just about all expensive purchases