Topic: Questions About the Affordable Care Act | |
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I hesitated to start this thread for a long time. But I have two questions that I haven't seen addressed. Let me start by saying that I'm in favor of this Act. I don't so much want to argue about that. My questions are:
1. How is requiring everyone to buy health insurance different from requiring every driver to buy auto insurance? I'm especially interested in answers from people who agree that auto insurance is OK, but don't think the ACA mandate is OK. I'm also curious, though, to find out if everyone who's against the ACA mandate is also against mandatory auto insurance. 2. If it's not OK for the federal government to enact a health insurance mandate, is it OK for states to do so? |
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Auto insurance is for the good of the public as far as accidents go. Health insurance is a personal choice.
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Healthcare is probably the only booming and growing business in America right now. Our citizens deserve some type of healthcare accessibility.
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Auto insurance is for the good of the public as far as accidents go. Health insurance is a personal choice. auto insurance is only required to drive a vehicle, health care is required for everyone, period. not everyone drives or has a car, everyone has to live. thats why it is unconstitutional. |
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1) You only have to have insurance, if you own or drive a car. If you don't want car insurance, you can opt out by selling your car. Obamacare would require you to buy health insurance if you are alive, there is no way to opt out. This is also mandated at the state level, not the federal level. Since the Constitution doesn't explicitly give Congress the right to force us to buy health insurance, Obamacare is unconstitutional.
2) According to the constitution? Yes. (You do realize that Obamacare is unconstitutional, right?) While it would be perfectly constitutional for the state to place this requirement upon people, I would probably move to a state that didn't. |
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We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it.
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Edited by
Spidercmb
on
Sun 04/01/12 07:21 PM
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We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it. That's a rare occurrence. Our President was caught in a lie about this in regards to his mother. But on another note, I was in a car wreck, but I don't have insurance. Shouldn't I be able to go to any car insurance company, pay them one month's premium and they will have to fix my car? |
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We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it. i agree, but telling everyone they "have" to have it is just wrong... |
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We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it. That's a rare occurrence. Our President was caught in a lie about this in regards to his mother. But on another note, I was in a car wreck, but I don't have insurance. Shouldn't I be able to go to any car insurance company, pay them one month's premium and they will fix my car? I believe auto insurance companies are not ripping off customers with absurd prices like the health care system is. |
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Edited by
Spidercmb
on
Sun 04/01/12 07:27 PM
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We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it. That's a rare occurrence. Our President was caught in a lie about this in regards to his mother. But on another note, I was in a car wreck, but I don't have insurance. Shouldn't I be able to go to any car insurance company, pay them one month's premium and they will fix my car? I believe auto insurance companies are not ripping off customers with absurd prices like the health care system is. So your reasoning is that doctors charge too much, so we should screw the insurance companies? |
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We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it. That's a rare occurrence. Our President was caught in a lie about this in regards to his mother. But on another note, I was in a car wreck, but I don't have insurance. Shouldn't I be able to go to any car insurance company, pay them one month's premium and they will fix my car? I believe auto insurance companies are not ripping off customers with absurd prices like the health care system is. So your reasoning is that doctor's charge too much, so we should screw the insurance companies? thats why obamacare will never work, because the healthcare overcharges... it will break America, but that's what obama wants anyway... |
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Car Insurance is DEFINITELY not a rip off I know first hand. I made 1 payment of 660 dollars and 2 months later totaled my car and put myself in the hospital. The Insurance company paid everything in full. Paid my car off,paid all my medical bills, and all my restitution to the gas company(I had taken out a gas meter before I hit the tree) to the tune of over 70,000 dollars and all because I made 1 payment of 660 dollars for full coverage. Health insurance is not like car insurance at all really. If you don't want car insurance you don't have a car? If the individual mandate could be severed Then I could live with it,but all that law will do is make people criminals that have done nothing..literally!
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Auto insurance is for the good of the public as far as accidents go. Health insurance is a personal choice. You're saying that health insurance is not for the good of the public?? |
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If the government wants to make health insurance affordable to everyone, making it mandatory with no caps on what can be charged is the wrong way to go about it. Overhaul the insurance industry by making them cover everything, stay out of the way of you and your doctor and make peoples premiums based on their income. Obamacare is an atrocity in my view and anyone who compares to auto insurance aint thinkin to straight. Auto insurance is a choice because you do not have to drive, Obamacare is being forced on you. |
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2) According to the constitution? Yes. (You do realize that Obamacare is unconstitutional, right?) While it would be perfectly constitutional for the state to place this requirement upon people, I would probably move to a state that didn't. I was just reading another site's discussion about this, and they pointed out that states are bound by the Constitution, too, so the same limitation would be placed on them as on the federal government. I did have a "duh" moment about that, as I really knew that but it hadn't come through to my consciousness yet. |
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If you have any of these in America good luck.
Here is a list of pre-existing medical conditions that are used by insurance companies to deny insurance coverage. Abnormal PAP Smear Achalasia, Cardiospasm Acne Acromegaly Acute Poliomyelitis ADD Addison's Disease Adrenal Insufficiency AIDS Alcohol Abuser Alcoholic Cirrhosis of Liver Alzheimer's Disease Amyloidosis Amyotropic Lateral Sclerosis (ALS) Aneurysms Angina Angioplasty Ankylosing Spondylitis Ankylosis Anticoagulant Medications Aortic Insufficiency Aortic or Mitral Valve Replacement Aortic Stenosis Aplastic Anemia Arrhythmia Arterial Embolism, Thrombosis (clot) Arterial Occlusion Arteriosclerosis Obliterans (A.S.O.) Arteriovenous Malformation Arthritis Arthritis, Rheumatoid Artificial Joints Artificial Valves Asbestos Exposure (Asbestosis) Asthma Atherosclerosis Obliterans Atherosclerosis Thrombotic Disease Atrial Fibrillation (chronic) Autism (infantile) Banti's Disease (Liver Disorder) Biliary Cirrhosis Bipolar Disorders Blastomycosis Brain Damage (Organic) Bright's Disease (Glomerulonephritis) Bronchiectasis Buerger's Disease (Thromboangitis) Bulimia Burkitt's Tumor Cancer (Breast or Prostate) Carcinoid Syndrome Cardiac Bypass Cardiomyopathy Cardiospasm, Achalasia Cerebral Palsy (Infantile) Charcot-Marie Tooth Disease Chrohn's Disease Chronic Glomerulonephritis Chronic Hepatitis Chronic Obstructive Pulmonary Disease (COPD) Chronic Pulmonary Heart Disease Cirrhosis of the Liver Coarctation of the Aorta Colostomy Congestive Heart Failure Cooley's Anemia Cor Pulmonale Coronary Artery Disease (C.A.D.) Coronary Heart Disease (C.H.D.) Crohn's Disease (Ulcerative Colitis) Curvature of the Spine Cushing's Syndrome Cystic Fibrosis Cystic Kidney Disease Cystic Lung Disease Dementia Dentofacial Function Abnormalities Dermatomyositis Diabetes (all types) Disorders of Autonomic Nervous System Domestic Violence Down Syndrome Drug Abuse Illegal Drug Abuse Prescription Drug Psychosis Electroconvulsive Therapy Emphysema Encephalopathy Enlarged Liver Esophageal Varices Fabry Disease Factor VIII or IX Deficiency Fatty Liver Fertility Treatment Gastric Bypass/ Stapling Gilles De La Tourette's Syndrome Glomerulonephritis, Chronic Goodpasture's Syndrome Guillain Barre's Syndrome Heart and/or Lung Transplants Heart attack Hemiplegia Hemochromatosis Hemolytic Anemia Hemophilia A or B Henoch's Purpura Hepatitis C, G, Non-a, Non-B Hepatomegaly Herniated Intervertebral Disc HIV Hodgkin's Disease Huntington's Chorea Hydrocephalus Hydronephrosis Hypersplenism Hyperthyroidism Idiopathic Thrombocytopenia Purpura (ITP) Immunodeficiency Disorder Infertility Treatment Insulin Use Internal Cardiac Defibrillator Ischemic Heart Disease Kaposi's Sarcoma Kidney Failure Kidney: Polycystic Kidneys Kidney Transplant Klinefelter's Syndrome (Gonadal Dysgenesis) Legionella Pneumophilia Leukemia Leukoencephalopathy Lipisosis (Neiman-Pick Disease) Liver Failure Liver Transplant Lou Gehrig's Disease Lung Transplant Lupus, systemic (SLE) Lymphadenitis Lymphoma Malignant Melanoma Marfan's syndrome Medullary Sponge Kidney Mitral Insufficiency Mitral Stenosis Mixed Connective Tissue Disease Morbid Obesity Multicystic Kidneys Multiple Myeloma Multiple Sclerosis Muscular Dystrophy Myasthenia Gravis Myelopathy Myocardial Infarction (M.I.) Myocardial Ischemia (M.I.) Nephritis Nephrotic Syndrome Neurofibromatosis (Von Recklinghausen's) Neiman Pick Disease (Lipidosis) Neuropathy, Inflammatory Toxic Obesity Occlusion of Cerebral Arteries Organ Transplant Organic Brain Syndrome Organic Heart Murmur Osteitis Deformans (Paget's Disease) Pacemakers Paget's Disease Pancreatitis Paralysis Paranoid Disorder Paraplegia Parkinson's Disease Pemphigus Peripheral Occlusive Arterial Disease (P.O.A.D.) Peripheral Vascular Disease Peroneal Peripheral Neuropathy Personality Disorders Pituitary Dwarfism Pneumoconiosis Pneumocystitis Carinii Pneumonia (P.C.P.) Polio Myelitis Polyarteritis Nodosa Polycystic Kidney Disease Polycystic Ovarian Syndrome Polycythemia Polymyositis Polyneuropathy Porphyria Pregnancy Premature Ventricular Contractions Primary Pulmonary Hypertension Prostate Disorder Psoriatic Arthropathy Psychosis Pulmonary Alveolar Proteinosis Pulmonary Fibrosis Pulmonary Heart Disease Pulmonary Hypertension Pulmonary Insufficiency Pulmonary Stenosis Pyloric Stenosis Quadraplegia Rape Raynaud's Syndrome Renal Failure Renal Hypertension Rheumatic Heart Disease Rheumatoid Arthritis Sarcoidosis Sarcoma Schizo Disorders (bipolar or depressive) Schizophrenia Scleroderma Seizures (recent) Senile Syndrome Serious Congenital Abnormalities Severe Childhood or Adolescent Disorders Sick Sinus Syndrome Sickle Cell Anemia Disease Silicosis Sjogren's Disease Sleep Apnea Smoking (long term, other factors) Spina Bifida Spinocerebellar Disease Spondylitis Stroke (indeterminate, ischemic) Suicide attempt Syndrome X Systemic Lupus Erythematosus Syringomyelia Tabes Dorsalis Takayasu's Disease Tay-Sach's Disease (Cerebral Lipidosis) Temporal Arteritis Testicular Dysfunction Tetrology of Fallot Thalassemia Major (Mediterranean Anemia) Thromboangitis Thrombotic Thrombocytopenia Purpura TIA Too fat Too thin Tourette's Syndrome Tracheostomy Transient Organic Psychosis Transient Ischemic Attack Transplants Transsexualism Tricuspid Insufficiency Tricuspid Stenosis Trisomy 21 Syndrome Tuberculosis Turner's Syndrome Ulcerative Colitis Undiagnosed Symptoms (Kaiser) Uremia Valve Replacement Ventricular Arrhythmias Ventricular Septal Defect Von Recklinghausen's Disease Von Willebrand's Disease (hemophilia) Wegner's Granulomatosis Werlhof's Disease |
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Auto insurance is for the good of the public as far as accidents go. Health insurance is a personal choice. You're saying that health insurance is not for the good of the public?? I would say, forcing people to purchase it is unconstitutional. It's either buy it or owe a fine. If, you can't afford the fine, you go to jail. They will need to build more jails. I think I heard, Haliburton just won a big bid to build a lot of new jails. |
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Edited by
Bravalady
on
Sun 04/01/12 07:51 PM
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We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it. That's a rare occurrence. Rare? I don't think you know enough people. But on another note, I was in a car wreck, but I don't have insurance. Shouldn't I be able to go to any car insurance company, pay them one month's premium and they will have to fix my car? Theoretically, sure, I guess so, but they'll laugh you out the door. As private companies, they have a right to make a profit, and no way would they be able to in such a case. |
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Auto insurance is for the good of the public as far as accidents go. Health insurance is a personal choice. You're saying that health insurance is not for the good of the public?? I would say, forcing people to purchase it is unconstitutional. It's either buy it or owe a fine. If, you can't afford the fine, you go to jail. They will need to build more jails. I think I heard, Haliburton just won a big bid to build a lot of new jails. Isn't it true that the Act provides some sort of loophole for people who can't afford the premium? I believe that was an important part of getting it passed in the first place. Why is this mandate unconstitutional, when it would be constitutional to tax us for health care and then provide it free? Why is it not covered by the Interstate Commerce Clause? |
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KBR is a subsidiary of Halliburton.
http://static.infowars.com/2011/12/i/general/kbr-doc.pdf FEMA isn't just for natural disasters. They are in place to deal with Executive orders. If, millions cannot afford the fines, they will be jailed. |
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