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Topic: No Excuses
no photo
Thu 07/30/09 02:22 PM
"Actually, people are quite often turned down for pre-existing conditions. I don't consider preventing that part of discrimination to be ridiculous at all."

The discrimination being referred to is charging higher premiums for one individual based solely on their gender; has nothing to do with pre-existing conditions.

Again, insurance companies are in the business of averages and discrimination. If women, on average, live longer or incur higher expenses due to bearing children, should insurance companies close their eyes to these specific conditions when determining rates??

This is an accepted practice in other areas, why not health care? I remember paying far more for my car insurance when I was a 19 year old unmarried male than the 19 year old unmarried females I was hanging out with.



no photo
Thu 07/30/09 02:27 PM

" * No Discrimination for Pre-Existing Conditions

Mo discrimination, but they'd be charged out the a$$, just like now.

* No Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays

Exorbitant out of pocket for who? Someone making minimum wage or someone making 200K a year?

Caps on anything is a bad idea. Caps do absolutely nothing for healthy people and everything for sick people. So the reward for being healthy should be lower premiums. Caps above everything else in this plan will destroy public insurance and put the gov't in charge of healthcare solely, which IS something to be scared about.

* No Cost-Sharing for Preventive Care

Meh, most plans cover this now.

* No Dropping of Coverage for Seriously Ill

No dropping of coverage clauses will be a laugh riot.

* No Gender Discrimination

Gender wars! Yea, discriminating by gender is so 1950s.

* Insurance companies will be prohibited from charging you more because of your gender.

Hmmm, if men could ever have babies, this would be amusing.

* No Annual or Lifetime Caps on Coverage

So what's the incentive to insure someone with a serious illness that can live 5-10-15-20 years with extensive medical care?

* Children would continue to be eligible for family coverage through the age of 26.

Why not just make it 45, that's still a young adult, if they live to 122?

* Insurance companies will be required to renew any policy as long as the policyholder pays their premium in full. Insurance companies won't be allowed to refuse renewal because someone became sick.

Ok guarantee renewal, say you get seriously ill, and you plan comes up for renewal and you were paying say 250 a month and your plan renews at 2500 a month. Its the same as refusing insurance, which is against one of the other points.



All of this leads to health care being run into the ground, because under these ideas, no insurance company will survive. Unless they are completely subsidized by the government, which IS what gov't wants, and rational, sane people do NOT want. What Obama wants and he gets are gonna be different, probably drastically. But then again, Obama said he wouldn't raise taxes on anyone making under 250K a year, but he's already raised taxes on cigarettes and is proposing raising taxes on soda and beer. Promising one thing and doing another, sounds like a career politician, not someone looking for change.


I wouldn't worry, I think it's pretty safe to say that those in favor of keeping things the way they are will win out. They usually do. Fear works unfortunately, it always has.

Giocamo's photo
Thu 07/30/09 03:14 PM
Edited by Giocamo on Thu 07/30/09 03:16 PM
1) 85% of people are happy with their healthcare...
2) In the bill it says...that if you lose your job, or start a new one, you'll no longer be able to get healthcare through your employer, but with be forced to accept a goverment plan...
3) In the bill it says...If you do not have health insurance...when it comes time to file your income taxes...you'll have to prove to the IRS that you're covered, and if you're not...you'll be fined $2500.00 and randomly enrolled in a government plan...
4) In the bill it says...If you live an " unhealthy "...lifestyle [ determined by the government ]...that your premiums will reflect that in your cost...
5) If you think a goverment inspector...coming to your house and taking an inventory of your fridge and pantry...to determine if you're eating and living a healthy lifestyle is a good thing...then by all means move to Great Britain...where they already do this and Obama wants to incorporate this " invasion of privacy "...into our country and into our homes...
6)In the bill it says ...that after a certain age...every 5 years...there will be goverment " Death "...counseling...I kid you not...as they decide who is and isn't worth the cost of medicine and treatment...

no photo
Thu 07/30/09 03:19 PM

1) 85% of people are happy with their healthcare...
2) In the bill it says...that if you lose your job, or start a new one, you'll no longer be able to get healthcare through your employer, but with be forced to accept a goverment plan...
3) In the bill it says...If you do not have health insurance...when it comes time to file your income taxes...you'll have to prove to the IRS that you're covered, and if you're not...you'll be fined $2500.00 and randomly enrolled in a government plan...
4) In the bill it says...If you live an " unhealthy "...lifestyle [ determined by the government ]...that your premiums will reflect that in your cost...
5) If you think a goverment inspector...coming to your house and taking an inventory of your fridge and pantry...to determine if you're eating and living a healthy lifestyle is a good thing...then by all means move to Great Britain...where they already do this and Obama wants to incorporate this " invasion of privacy "...into our country and into our homes...
6)In the bill it says ...that after a certain age...every 5 years...there will be goverment " Death "...counseling...I kid you not...as they decide who is and isn't worth the cost of medicine and treatment...


Please link to the source of this information please?

no photo
Thu 07/30/09 03:19 PM

1) 85% of people are happy with their healthcare...
2) In the bill it says...that if you lose your job, or start a new one, you'll no longer be able to get healthcare through your employer, but with be forced to accept a goverment plan...
3) In the bill it says...If you do not have health insurance...when it comes time to file your income taxes...you'll have to prove to the IRS that you're covered, and if you're not...you'll be fined $2500.00 and randomly enrolled in a government plan...
4) In the bill it says...If you live an " unhealthy "...lifestyle [ determined by the government ]...that your premiums will reflect that in your cost...
5) If you think a goverment inspector...coming to your house and taking an inventory of your fridge and pantry...to determine if you're eating and living a healthy lifestyle is a good thing...then by all means move to Great Britain...where they already do this and Obama wants to incorporate this " invasion of privacy "...into our country and into our homes...
6)In the bill it says ...that after a certain age...every 5 years...there will be goverment " Death "...counseling...I kid you not...as they decide who is and isn't worth the cost of medicine and treatment...
Well by all means share the final draft with us.

InvictusV's photo
Thu 07/30/09 03:20 PM
You left out taxing the money that your employer pays into your healthcare plan..

The bottom line for me is that much smaller countries can't do a very good job providing the care necessary.. How in the hell is this bunch of yahoos going to do any better with 200 plus million more people?

This adds $1 trillion to mandatory spending over the next 10 years. That really means it will be more like $3 trillion over the next 10 years..

How is that stimulus plan working out?

no photo
Thu 07/30/09 03:36 PM

You left out taxing the money that your employer pays into your healthcare plan..

The bottom line for me is that much smaller countries can't do a very good job providing the care necessary.. How in the hell is this bunch of yahoos going to do any better with 200 plus million more people?

This adds $1 trillion to mandatory spending over the next 10 years. That really means it will be more like $3 trillion over the next 10 years..

How is that stimulus plan working out?


drinker drinker drinker

More info on why the "yahoos" will not get the results they intend....

http://mingle2.com/topic/show/237402

Giocamo's photo
Thu 07/30/09 08:27 PM


1) 85% of people are happy with their healthcare...
2) In the bill it says...that if you lose your job, or start a new one, you'll no longer be able to get healthcare through your employer, but with be forced to accept a goverment plan...
3) In the bill it says...If you do not have health insurance...when it comes time to file your income taxes...you'll have to prove to the IRS that you're covered, and if you're not...you'll be fined $2500.00 and randomly enrolled in a government plan...
4) In the bill it says...If you live an " unhealthy "...lifestyle [ determined by the government ]...that your premiums will reflect that in your cost...
5) If you think a goverment inspector...coming to your house and taking an inventory of your fridge and pantry...to determine if you're eating and living a healthy lifestyle is a good thing...then by all means move to Great Britain...where they already do this and Obama wants to incorporate this " invasion of privacy "...into our country and into our homes...
6)In the bill it says ...that after a certain age...every 5 years...there will be goverment " Death "...counseling...I kid you not...as they decide who is and isn't worth the cost of medicine and treatment...


Please link to the source of this information please?


it's in the bill...google it and read it...

no photo
Thu 07/30/09 08:37 PM



1) 85% of people are happy with their healthcare...
2) In the bill it says...that if you lose your job, or start a new one, you'll no longer be able to get healthcare through your employer, but with be forced to accept a goverment plan...
3) In the bill it says...If you do not have health insurance...when it comes time to file your income taxes...you'll have to prove to the IRS that you're covered, and if you're not...you'll be fined $2500.00 and randomly enrolled in a government plan...
4) In the bill it says...If you live an " unhealthy "...lifestyle [ determined by the government ]...that your premiums will reflect that in your cost...
5) If you think a goverment inspector...coming to your house and taking an inventory of your fridge and pantry...to determine if you're eating and living a healthy lifestyle is a good thing...then by all means move to Great Britain...where they already do this and Obama wants to incorporate this " invasion of privacy "...into our country and into our homes...
6)In the bill it says ...that after a certain age...every 5 years...there will be goverment " Death "...counseling...I kid you not...as they decide who is and isn't worth the cost of medicine and treatment...


Please link to the source of this information please?


it's in the bill...google it and read it...


I understand that but if you post information taken from another site, it would be nice to credit that site and leave the link to it.

Giocamo's photo
Thu 07/30/09 09:10 PM
heres the whole bill...for starters...read page 16...its in lawyer speak...but...it basicly says that you will no longer have access to employer / private healthcare...if this bill is law for 1 year and you change or lose your job...after that date...you will be forced into the goverment option...

http://docs.house.gov/edlabor/AAHCA-BillText-071409.pdf

no photo
Fri 07/31/09 01:17 PM

heres the whole bill...for starters...read page 16...its in lawyer speak...but...it basicly says that you will no longer have access to employer / private healthcare...if this bill is law for 1 year and you change or lose your job...after that date...you will be forced into the goverment option...

http://docs.house.gov/edlabor/AAHCA-BillText-071409.pdf


Even with the lawyer speak, I am not sure how you came to that conclusion, it's not what Obama explained. Or course I am no prepared to say you got it wrong, but I would like to see a damn bill that is written in plain English. If we were meant to read lawyer speak, you'd think we would have learned to speak that way in school. ARgh!@#$%^

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