Community > Posts By > mmGIRLmm

 
mmGIRLmm's photo
Mon 11/23/09 12:19 AM

Does anyone know anything about the laws or collectors (besides that they are annoying lol)

Here is the situation....
My aunt (who is a year older than me) listed my grandparents as a reference to several place that are now trying to collect. They can't get a hold of my aunt, so they call my grandmother. My grandmother is elderly and in poor health (minor heart attacks and strokes)

If she tells them to stop calling her...do they HAVE to remove her from their contact list?

any ideas?


First off- what did your aunt put your grandma down for a reference for? If ur aunt put ur grandma down for a place in which ur aunt resides the collectors are more than welcome to call...but with restrictions...

If ur aunt went and filled out an application at the local grocery store and somehow an agency obtained information off of her application, than someone's going to be in lots of trouble and the authorities should be involved.

Debt collectors may try to reach you at home or at your place of employment. At home, they can only reach you during reasonable hours and not more than like three times a week. At work, they cannot call more than once a week. Under no circumstances may they contact you in person. Anything that does not fall in these guidelines should be reported.

mmGIRLmm's photo
Sun 11/22/09 10:18 PM

OMG Jill!!!
Well, add this to the to-do list. When you find out who the boy is, consider threatening and filing a civil lawsuit against the parents, and the school for not seeing that your child is being accosted and molested physically and verbally while on their premises and in their care. SOMEBODY has seen all this go on.


You can't file a civil suit on this issue, there is no foundation. There were no actual damages to consider pursuing. If the school were to ignore the mother's complaints, or the boy actually caused physical damages (or in some cases extreme emotional damages which is much, much harder to prove) then there is a possibility of litigation. Until then, this is a criminal matter and the mother did a very good thing by getting authorities involved. And even better, you didn't blame her for anything! What a great mom!