Oh? Do you like for the cost of health insurance to go up? Mine did as a result of the passage of ACA.

By outlawing non-coverage for pre-existing conditions, the ACA has forced insurance companies to raise their rates in order to cover the cost of pre-existing conditions.

In the USA, an insurance company is a for-profit organization. When an insurance company agrees to provide health insurance to a customer for a fee (the premium), the company takes a gamble, believing that the customer will be generally healthy enough not to need the medical services covered by the the customer's insurance policy. If a customer has a pre-existing condition, then the customer is more likely to need medical services, and thus, an insurance company is more likely to pay for such medical services if the company covers the pre-existing condition.

I do like the part of the ACA that allows the parents to keep their adult children on a policy until their children are age 26. Upon turning 18, most people in the USA are not in a position to obtain the same kind of health insurance that their parents have (unless they enlist in the military).

I dont believe the insurance companies 'have' to raise costs,,,its a nice enough scapegoat to excuse more increases though

group rates are almost always lower than indiviudal,, why? beause they are taking on MORE customers to level out the cost

more insurers would diminish how NECESSARY rising costs would be