It might be pertinent if one was applying for a treasurer or CEO or bank president position.

I think its pertinent for those applying for IT positions

Define fair. It's a myth. Just because there is a communist law that supposedly upholds "fairness" by not allowing discrimination, doesn't mean that there is any fairness, nor that it is actually being served.

The employer didn't want you for whatever the reason. What is your problem with that? Just find another one. In the end, if his judgment was flawed, then it is his loss, not your loss.

If you're a good value worker, then a smart thing to do is to hire you. This is the bottom line. Just make sure you beat the competition, and live them on unemployment. You'll be just fine.

How do you come to that conclusion?

Employers classic cya - they want to make sure or at least attempt to find that they hired the appropriate and best suited person for the position and growth potential.

Advise - clean up your credit report, pay off old debts, make payment arrangements, remove old information and good luck to you.

I think it's been done...

f to the r to the e to the e to the c to the r to the e d i t, Free credit report.com, should have seen this coming just like an atom bomb.

good one tng
the song remark was referencing the OP's comment on my thread

Ridiculous assumption!

Credit history does not define a persons qualifications.

No Fanta not a ridiculous assumption, maybe I'm not certain but you don't agree, great, but don't jump too high to conclusions I didn't mention qualifications.

Again with the sensitivities! Sheesh!

You said,

Employers classic cya - they want to make sure or at least attempt to find that they hired the appropriate and best suited person for the position and growth potential.


That is a ridiculous assumption for an employer to make.

If they would quit hiring kids straight out of college to run their HR departments and instead hire people with real life experience the problem would cease.

One of the biggest problems in the Industrial world today is the practice of Networking. If anything this weakens the corp and prevents companies from acquiring the most qualified employees.
It weakens the Industry and results in a lot of people who do nothing all day.

Fanta I am an overly sensitive woman why you always picking on me (just kidding )\

cya - cover da a$$
not a science, but if you don't feel like you want your credit score to impact your employability, don't interview for or respond to job opportunities where they do credit checks. In order to pull they need your permission.

As for hiring those straight of out college that too has it's pros and cons - but instead of complaining about how others do business start one.

jmo

Credit is a scam anyway. Don't trust it with your life.

Save your money and sit on it, invest in stocks, cds, treasure bonds, realestate, and commodities that hold long term value.

I chose a little of each emphasizing much on realestate for my personal interest.

And you can start with nothing if you stay responsible and dedicated to it.

This is an opinion that I believe in: I am aware most people will disagree with it and I don't care. It is your life and you can use all the credit in the world if you like.

Good luck

I vote to correct the problem.
Starting a business takes a lot of capitol. Usually borrowed capitol and a lot of times these people file bankruptcy then start another company with more borrowed capitol.

Where's the justice?
If people would get outraged over this practice and the practice of hiring through networking then the problems would stop. But you keep dismissing it all with your little quibbles and see how far that gets anyone.
This kind of complacency is helping to create a caste system right here in America, weakening our industrial strength, and weakening our society!

Credit is what got us into our current financial crisis. People organizations and governments trying survive outside of their means.

How are you correcting the problem, by telling business how they should run? I say correct it by example.

Don't like my little quibbles, you have a choice.

Out of the many things I could be but complacent is not one of them. I just see things differently.

great...now that song is stuck in my head and I feel a sudden urge to ride a bike

http://www.youtube.com/watch?v=zMXv0__CYSU

I also find it amusing that everyone on this thread and around the world preach their politics on the subject claiming they have a solution on how to resolve the problem on credit misuse when there isn't a easy solution to the problem. Those in power will ensure that the top financial institutes will continue to work in their favor by all means neccessary.

Like you say that many want to live outside their means to achieve more then they can handle. This is exactly what the financial institutes want you to do.

The Art of Persuasion: Here have some chocolate, don't worry about the cost, just enjoy it first and have more later okay.

I wish fiscal responsiblity would be a subject in all schools around the world, and not only just a 2 day course to get the test over with it, but a actual class session each day for many years.

Now try to persuade the governments to put that as a main subject in schools starting from 4th grade all the way past college. Good luck with that. If anything it is a short lived subject all together.

The government will always say they have better chocolate then we do all the time.

Yes by setting rules governing the businesses unethical hiring practice and reporting the HR employees every time I see their unethical practices involving favoritism. Business does not run America! The people do!

I also know what the labor secretary's name is and what her stance on labor practices are in my state! Working to have her replaced with a different candidate who sees things in a more realistic and fair light.
Many do not pay attention to these candidates stances on the issues with their states. I work to remedy that situation!

Being non-complacent is an easy thing to type on a dating forum and does not make ones actual actions so.
Do you know who your labor secretary is?
What is their stance on labor issues?
Who ran against them last election?
What is their stance?

What exactly do you do to conform to the non-complacent claim you make?

Tell me what credit has done for me? I have had some rather lousy jobs, I have always gone into any credit situation with the best of intentions. This is where lousy jobs come into play. When you are working par-time for barely over minimum wage and your employer decides to cut hours, do you pay rent and buy food and continue to live in home or do you pay your bills, move out to the street corner just so you can continue to have good credit? That is the reason for my credit problems.
Now years later, I find myself unemployed, broke and rent is due on the first. I almost had a great job that would have allowed me fix my credit issues continue to live in my home and that I was very well qualified for, but my credit wasn't up to par. My job was to be fixing PC's. Tell me what credit has to do with that? Tell me how it would have effected my job? Tell me all the warm and fuzzy things about good credit so I use it as blanket while I'm sleeping under a bridge.